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Instrument and Liability Insurance

Features of the Program

• All Risks coverage on your instruments and equipment
• Worldwide coverage
• Rental reimbursement if you need to rent an instrument or equipment in the event of a loss, up to $10,000
• $200 Deductible
• Commercial General Liability including bodily injury, personal injury, property damage, medical payments, tenants legal liability and non-owned automobile
• Loss of earnings up to $5,000 due to loss or damage to venue
• Up to $2,500 coverage on promotional material, t-shirts, CD's, posters, and etc...
• Loss of earnings up to $5,000 due to loss or damage to venue, and provided Live Performance Contract was completed for Canadian engagements (click here for LPC) and Travel Engagement Contract for US performances (click here for T2C).

Instrument/Equipment Insurance Rates

• $2.27 rate per $100 sum insured for Instruments & Equipment

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Information available to
EMA members only:

• Membership/Instrument Directory
• Live Performance Contract
• EMA Tariff of Fees
• Recording Fees Summary
• Apollo Newsletter